Long-Term Rental Loans

Rates Start at only 4.75%!
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LTV up to
Purchase / Rate Term Refinances
LTV up to
Cash-Out Refinances
Rates start at

What We Offer

LTV up to 85% Purchase / Rate Term Refinances
LTV up to 75% for Cash-Out Refinances
Debt-Service Coverage Ratio (DSCR) of Only 1.0
30 & 15 Year Fixed, Fully Amortizing
Interest Only Available on 30 Year
5 / 7 / 10 Year Arm with Interest Only Options
Loan Amounts up to $5,000,000 (Over $2,000,000 with Approval)
No Employment or Income Verification
No Debt-to-Income (DTI) Requirements
No Income Verified Assets (NIVA)
A Minimum FICO Score of 640
New/First-Time Investors Eligible
Private Portfolio Lender – Gives us Flexibility
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We make Private lending easy

Get Funding in Days, Not Weeks!

If you’re a Real Estate Investor who has a Rental Property that needs Long-Term Funding, we have a Fast and Easy Funding Solution for you! Rental properties can be a great source for passive income, but many investors don’t have the funds available to purchase the property outright. That’s why we offer LTVs up to 85% of the Purchase Price. You can get 30 / 15 Year Fixed Rate Terms with interest only payments available on 30 year, or 5/7/10 year ARM with interest only options.

Why Choose Our Loans

Here at Best REI Funding we understand the Real Estate Investing Business. We’ve been Investing in Real Estate for over 30 years ourselves! That’s why we have created a Hard Money Lending Model that is considerate of the borrower and their unique situation. This means that there’s No Income or Employment Verification, No Debt-to-Income (DTI) Requirements and a Debt-Service Coverage Ratio of only 1.0! We make Hard Money Lending Easy.
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Our Process


Submit an application

We just need some basic info like the Loan Amount, Rehab costs and ARV. Once we have the basics, we’ll reach out to you with a custom-built loan and quote. If you like it, we go to Step 2.


Once we have your application, we go to underwriting. In underwriting, we’ll request the relevant docs we need to verify the details. If everything looks good, we’ll be all set to go to Step 3.

Close Your Deal

Now that everything is verified and set, we can send the funds to the title company or attorney handling the closing. You’ll sign the necessary docs and… BAM! You own the property!

Get your Custom-Built Loan

Get your loan application in process today. Once submitted, your initial application will be quickly reviewed by our team. You’ll hear back from us soon with the loan terms that apply best to your situation.
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